Built on NEARCrypto, stocks and gold. One account that runs itself.
You choose what to own. Kite buys it for you, checks it every day, and trades it back to your plan when prices move. Your money stays in your own account the whole time.
Bitcoin40%
Ethereum20%
Solana15%
Tether Gold25%
Kite rebalanced. Sold a little Bitcoin, bought gold.
How Kite works
Three steps. The last one repeats on its own, for as long as you like.
- 1Your planBitcoin Plus
- Bitcoin60%
- Ethereum20%
- Tether Gold20%
Pick a plan
Start from a ready-made mix, build your own, or just describe your goal and get a private draft.
- 2
$1,000 receivedfrom Base, in about a minute- Bought$600
- Bought$200
- Bought$200
Add money
Send digital dollars (USDC) or any coin from the wallet or exchange you already use.
- Bought
- 3Today, 00:00 UTCBitcoin68% 60%Gold14% 20%✓Back on plan
Kite keeps it balanced
When one thing grows too big, Kite sells a little of it and buys what fell behind. You don't lift a finger.
What does “balanced” mean?
Prices move every day, so your mix drifts. Kite nudges it back, so you keep the risk you signed up for.
- 50%50%Step 1
Your plan
Half Bitcoin, half gold.
- 70%30%Step 2
Bitcoin jumps
Now it's 70% of your money. More risk than you wanted.
- 50%50%Step 3
Kite steps in
Sells some Bitcoin, buys gold. Back to half and half.
Start with a plan
Use one as it is, or change the numbers until it fits you. Tap a plan to see how it works.
Everything in one place
Coins, stocks and gold sit side by side in one NEAR account, so moving between them is a single swap, at any hour.
Crypto
- Bitcoin
- Ethereum
- Solana
- NEAR
Stocks (coming soon)
Nvidia
Apple
Tesla
Gold and digital dollars
- Tether Gold
- USDC
Stocks are coming soon, through Ondo, wherever Ondo serves your region.
Let it earn while it waits
Dollars, NEAR, Ethereum and Solana can each be held in a version that earns. Same ups and downs, plus a little every day.
$1,000 in USDC Earning USDC- 4.2%a year, today
Staked NEAR
Instead of NEAR. Earns from staking rewards from NEAR validators, through Meta Pool.
- 2.3%a year, today
Staked ETH
Instead of Ethereum. Earns from Ethereum staking rewards, through Lido.
- 5.2%a year, today
Earning USDC
Instead of USDC. Earns from interest from Morpho borrowers, through Gauntlet on Morpho.
- 4.7%a year, today
Earning SOL
Instead of Solana. Earns from interest from Kamino borrowers, through Kamino (Gauntlet).
Rates come live from each protocol and change daily. Switching in and back out costs about 1–2%, so earning pays off over months, not days. You turn it on per holding when you build a plan.
Not sure what to pick? Just say it.
Describe your goal in your own words and get a draft plan back, privately. You check every number before anything happens.
- Earning USDC70%
- Tether Gold20%
- Bitcoin10%
Locked on your device
Your words are encrypted before they leave your browser.
Opened only in sealed hardware
Only a model inside NEAR AI Cloud's secure chips can read them. Not Kite, not NEAR AI.
Signed and checked
The answer comes back signed by that hardware, and your browser checks the signature.
The AI only suggests. It can't touch your money: your vault's rules decide every trade, the same as always.
Your money never leaves your account.
Kite gets a key that opens one door: swapping inside your plan. It can't take anything out, and you can switch it off any time.
- Kite can
Swap inside your plan
Trade one thing you picked for another, at the sizes you set.
- Kite can't
Move money out
Not to anyone, and not to us. Only you can withdraw.
- Kite can't
Buy something new
Anything outside your plan is refused by the contract.
- Kite can't
Trade past your limits
How often and how much are capped, and you set the caps.
These limits live in a public contract on NEAR, not on our servers, so anyone can check them.
Questions, answered simply
What is Kite, in one sentence?+
An investing account that holds crypto, stocks and gold, and keeps them in the mix you chose without you doing anything.
Do you hold my money?+
No. Your money sits in your own vault on NEAR. Only you can withdraw from it; Kite can only rearrange what's inside.
How do I get my money out?+
You withdraw it yourself, any time, to any wallet. Kite isn't part of that step at all.
What does NEAR do here?+
NEAR Intents lets one account hold Bitcoin, Ethereum, digital dollars, stocks and gold together, and swap between them at the best price it can find. The rules Kite has to follow are written into a contract on NEAR that anyone can read. NEAR AI Cloud runs the private plan drafts.
Does my money earn anything?+
It can. Dollars, NEAR, Ethereum and Solana each have a version that earns, from lending or staking, while keeping the same ups and downs. You choose which ones, and Kite shows today's rate and what it costs to switch.
Who sees what I tell the AI?+
No one. Your words are encrypted in your browser and can only be opened inside NEAR AI Cloud's sealed hardware. Kite's server just passes the locked message along. The AI only drafts a plan; you decide.
Can I use it where I live?+
Crypto and gold, almost anywhere. Stocks are coming soon through Ondo, which doesn't serve the US and limits some other countries; Kite will show what's available to you.